Homeowners Insurance

Homeowners Insurance protects the dwelling and personal property of the policyholder and covers the homeowner's personal liability for covered injuries or damage to others

• Dwelling Coverage protects your home’s structure, built-in appliances and wall-to-wall carpet .
• Contents Cover is for your personal property not attached to or built into your home, such as furniture and clothing.
• Personal liability - provides coverage if an accident occurs in your home that damages someone or something, personal liability can help pay for covered damages.
• Medical payments to Others may help pay for medical expenses of someone who is injured on your property.
• Ordinance or law insurance may help pay to rebuild your home to current building codes after a covered loss.
• Other structures covers additional structures not attached to your house, such as a shed, fence, barn, detached garage, gazebo or swimming pool.
• Loss of use Coverage helps pay for additional living expenses if you are unable to live in your home due to a covered loss.