Commercial Auto Insurance

As a business owner, you need the same kind of insurance coverage for the vehicle you use in your business, as you do for a vehicle used for personal travel -- liability, collision and comprehensive, medical payments  and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by your business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. This will avoid possible confusion in the event you need to file a claim or a claim is filed against you.